Essential Appliances for New Homeowners on a Budget
Fri Jul 25 2025
Buying your first home is an exciting milestone, but furnishing it with all the essentials can feel overwhelming, especially when you're on a budget. Luckily, it’s possible to get high-quality appliances without overspending. Whether you're setting up your kitchen or tackling laundry day, the right budget-friendly appliances can help you settle in without financial stress.
At Oliver Dyer’s Appliance in Fort Worth, we help new homeowners find reliable appliances at great prices every day. Here’s a guide to the essential appliances you need, along with tips on how to shop smart and stay within budget.
Start with the Must-Haves
When you're trying to stay on budget, prioritize the appliances that will have the biggest impact on your day-to-day life. Focus on items that help you store food, prepare meals, and clean efficiently.
Refrigerator
A refrigerator is one of the most essential appliances in any home. Whether you're storing fresh produce, meal prepping for the week, or keeping drinks chilled, you need a fridge you can count on. For budget-conscious homeowners, top-freezer or side-by-side refrigerator models offer excellent value, combining ample storage with energy efficiency. Look for Energy Star-rated models to save on long-term utility costs.
Range or Cooktop + Oven
Whether you prefer a freestanding range or a separate cooktop and oven, this is another kitchen essential. Gas models tend to be more energy-efficient over time, while electric ranges often cost less upfront. Consider which type works best for your cooking habits and existing hookups.
Dishwasher
If your new home includes a dishwasher hookup, this appliance can save you time and water. Compact dishwasher models are great for small spaces and often cost less. Look for models with multiple wash cycles and energy-saving options.
Washer and Dryer
Doing laundry at home is a big convenience. Look for top-load washers and vented dryers that offer solid performance without unnecessary bells and whistles. Stackable models, like this washer and dryer set from Danby, are a great space-saving option if your home is tight on square footage.
Bonus Appliances That Make Life Easier
Once you have the basics, a few extra appliances can upgrade your everyday routine without a huge investment.
Microwave
Affordable and compact, a microwave is perfect for quick meals, reheating leftovers, or defrosting ingredients. Choose a countertop model if you’re short on cabinet space.
Upright Freezer or Chest Freezer
If you like to meal prep or buy groceries in bulk, a separate freezer helps you save money in the long run. Upright freezers are easier to organize, while chest freezers usually cost less.
Small Kitchen Appliances
From blenders to coffee makers, small appliances add convenience without taking up too much of your budget. Shop sales or bundle deals to stock your kitchen efficiently.
How to Save on Essential Appliances
Outfitting your home doesn’t have to break the bank. Here are a few smart ways to get the best value for your money:
Shop Open Box and Scratch & Dent Models
You can often find like-new appliances with minor cosmetic flaws at deep discounts. Check out our wide selection of scratch and dent appliances to score a great deal on high-end brands.
Look for Appliance Packages
Buying multiple appliances as a bundle can save you hundreds of dollars. Kitchen package deals that include a refrigerator, range, microwave, and dishwasher are often a great opportunity to save.
Explore Rebates and Promotions
Check out our latest rebate offers to find instant savings or cash-back opportunities on qualifying appliances.
Choose Energy-Efficient Models
Energy Star-rated appliances may cost more upfront, but they save you money over time with lower energy bills. They also help reduce your home's environmental impact.
Shop Local and Get Expert Guidance
At Oliver Dyer’s Appliance, we know how important it is to get appliances that fit your home, your needs, and your budget. Our team is here to guide you through every step of the process, whether you’re buying one appliance or outfitting your entire kitchen.
Give us a call, reach out online, or visit our Fort Worth, Texas, appliance store to see models in person and ask questions. We’ll help you find the best options without the pressure of a big box store experience.
Related readings from our blog:
FAQs: Buying Appliances on a Budget
Is it okay to buy used or open-box appliances?
Yes, open-box appliances are a great way to save. Just be sure to buy from a reputable retailer that offers warranties or return policies.
Do appliance packages really save money?
Yes, bundles can offer significant savings, especially when purchasing kitchen appliance packages.
How can I determine if an appliance is energy-efficient?
Look for the yellow EnergyGuide label. It shows estimated yearly energy use and cost compared to similar models.
Can I finance appliances if I’m on a budget?
Yes, many retailers, including Oliver Dyer’s, offer financing options so you can pay over time.